When Looking for Insurance, Car Owners Need to save a Dollar or Two and Secure the Cheapest Price Attainable
Surprisingly there are a large number of individuals willing to exceed the boundary lines and declare wrong information to the insurance companies, in an effort to save a-few-dollars on their premium.
Although it looks as harmless as sneaking food into the picture palaces, there is a big risk that in the event of an theft, the insurance company may reject your insurance claim. There is no point in playing Russian-roulette with car insurance.
Just as you would wish to be advised if a beach you are swimming at has an large history of shark attacks, the insurance company would like to know about all possible risks before they hit the waves.
To prevent a situation occurring where the insurance company may have to decline your insurance-claim, it is invariably better to be sincere and reveal all of the essential info about your position.
Here are a few points to keep you out of bother when searching for motor car insurance:
* Disclose all criminal convictions, although they might not appear relevant or are difficult to reveal.
* Advise them of the correct position at home where the car will be stashed away; be it locked garage, carport, driveway, front lawn or the wayside kerb. Do not just tell the car is being kept in a locked up garage because you have one. Make sure it will really be put in there and not on the lawn because the garage is full of packages or being used as a playroom.
* Put the main driver down as the individual who will actually be the main driver of the motorcar, not another individual to cover when the main driver is young. When a new car is bought and insured in an adult’s name with a 19 year old magically put on the insurance policy, its pretty evident to the insurance companies what is happening. Trying to save a-few-bucks or trying to get insurance when you don’t qualify is just not worth it.
* Disclose the names of all individuals who will be driving the automobile. Do not try to avert placing someone who will wittingly be driving the car on the policy, when you acknowledge they have a chequered driving story.
