Singona Info Center

Singona Info Center

Archive for November, 2008

FSBO Open Houses – What If You Get An Offer?

Sunday, November 30th, 2008

You’ve decided to sell your home yourself and decide to have an open house to show off the property. Potential buyers come and you get an offer. What now?
Qualifying Buyers
Your home is looking sharp and you’ve got the word out telling people about the open house. Now you need to be prepared to take [...]

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Housing Act 2004

Sunday, November 30th, 2008

The Housing Act 2004 received Royal assent on the 18th November 2004. It introduces wide new powers for dealing with poor conditions in the private rented sector. Most of the new powers in the Housing Act 2004 will be brought into force by Ministerial orders expected during 2005 and 2006. The main provisions of the [...]

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Flash And Cascading Style Sheets in Web Site Design

Thursday, November 27th, 2008

Flash web site design was a new trend in the early 2000’s

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Mortgages: the Pitfalls of Interest Only Mortgages

Tuesday, November 25th, 2008

In the first three months of 2002, just 9% of all new mortgages were taken as interest only – but by the last quarter of 2005, the figure had risen to 23%. And amongst first time buyers, the figures rose from 6% to 15%. (Source: Council of Mortgage Lenders.)
The reason is obvious. It’s down to [...]

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Closing a Mortgage

Monday, November 24th, 2008

When there is an acceptable application and firm commitment is guaranteed, then the final step can be undertaken – the closing of the mortgage. At this time, the loan as well as the sale is being closed. At this point, the following things should be taken cared of :
Closing date. Upon approval of the mortgage [...]

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How to Find the Best Adverse Credit Mortgage

Sunday, November 23rd, 2008

Over the last ten years the availability of credit has significantly grown, resulting in a knock-on affect in the mortgage industry. Recent studies have revealed that the number of people experiencing bankruptcy have a reached an all-time high. In fact, the number of bankruptcies in 2005 had doubled on the number of bankruptcies in the [...]

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Mortgage Finance for Dummies

Saturday, November 22nd, 2008

Homeowners that neglect doing their homework and shopping around for a mortgage end up paying more for refinancing or taking out a 2nd mortgage than is necessary. If you don’t understand exactly what to look for as far as terms, interest rates, and fees, how will you know what a good deal looks like? [...]

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An Introduction to Online Video Production and Distribution – Part One

Saturday, November 22nd, 2008

The clever old Chinese tale has a powerful gist; the proverb depicted the reality that we believe an occasion to a large extent more if it is viewed. By the way of video production or videography it’s practical to shoot a string of events. Maximise the value of your video content through Vidify’s video distribution [...]

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Inspect Your Tenants’ Apartment Before You Re-Finance

Saturday, November 22nd, 2008

Low interest rates continue to encourage homeowners to re-finance their property. Owners use the extra cash to pay off credit card debt, complete outside repairs, replace porches, upgrade electrical wiring, install a new roof, de-lead the house, renovate kitchens and bathroom in their apartment, and similar large maintenance work.
When or if you have a large [...]

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Understanding Mortgage Insurance (PMI)

Friday, November 21st, 2008

Mortgage Insurance covers the mortgage lender against loss caused by a mortgagor’s default. It may cover all or part of the loss and it may or may not relieve any liability on the borrowers part if default on the mortgage occurs.
Private Mortgage Insurance (PMI) was developed to help borrowers purchase a home without putting 20% [...]

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